Invoicing & bookkeeping for the self-employed
Create and send invoices in seconds
Track expenses, mileage, and tax all in one place.
Voice or type what you need. Ovaro builds the invoice.
No account needed to try it.
Sign up only when you're ready to send.
Voice-to-invoice
Speak or type and get a professional invoice instantly.
Automatic mileage
Track your journeys and save time at tax season.
Stripe payment links
Get paid faster with secure payment links on every invoice.
Your data is safe and secure
We use secure authentication and database-level access controls to keep your business data private.
Why sole traders switch
Faster than Xero. Smarter than a notes app. Cheaper than both.
No accountant-grade complexity. No spreadsheet headaches. Just invoicing, chasing and bookkeeping — done right.
Pricing
Simple, honest pricing.
Built for the self-employed.
Send your first invoice for free — no card, no catch. Then keep going with one straightforward plan, less than a pint a month.
Premium
RecommendedThe complete finance suite for growing trades.
Full MTD & tax compliance
- Voice to invoice in seconds
- Upload or scan expenses — auto-categorised to save you time
- GPS mileage tracking at HMRC rates
- Stripe payment links & QR codes — get paid as soon as you finish the job
- All records auto-calculated for Making Tax Digital
- Know where you stand — estimated tax liability updates instantly
- Automatic overdue invoice reminders — saves you time and money
First invoice free · Cancel anytime · No card required
Premium plan
Full MTD &
tax compliance
Basic
The essentials — for the odd invoice.
- Voice to invoice in seconds
- Stripe payment links — get paid as soon as you finish the job
- Up to 2 invoices, estimates or receipts a month
Upgrade to Premium at any time
Basic plan
Try free —
upgrade anytime
Built to UK standards
Security & Privacy
Your business data, locked down by default.
Ovaro is built so only you can see your records — not other users, not our team browsing around. Here's what that means in practice.
HTTPS everywhere
Every request between you and Ovaro is encrypted in transit with TLS 1.2+. Nothing about your invoices, customers or tax figures travels in the clear.
Secure sign-in
Passwords are hashed (never stored in plain text) and checked against known breach lists. Sign in with email & password, Google or Apple.
Private account data
Your records are yours. We never sell or share them with advertisers, and our team can't read your account without your written permission.
Database-level access control
Row-Level Security is enforced on every table: the database itself only returns rows that belong to your signed-in user ID. A bug in the app can't leak another user's data.
Card payments are handled by Stripe (FCA-regulated) — Ovaro never sees your card number. Full details on the Trust & Security page.
FAQ
Honest answers,
not waffle.
Can't see your question? We answer every email — usually within a few hours.
support@ovaro.ioA real person, not a bot.
Getting startedI'm not great with tech or accounting — is Ovaro really built for me?
I'm not great with tech or accounting — is Ovaro really built for me?
Yes. Ovaro is written in plain English, with little help tips next to anything that sounds like accountant-speak. You type or say what happened ("invoice Dave £400 for fitting a sink") and we do the formatting, the maths and the VAT. If you can send a text, you can run your books.
InvoicingHow do I send an invoice or a receipt?
How do I send an invoice or a receipt?
Open the app, tap Smart Create and either talk or type. Ovaro builds the invoice for you, you check it, then send it by email or share a link. The customer can pay by card straight from the link.
PaymentsHow do I get paid?
How do I get paid?
Every invoice gets a Pay button. Your customer taps it, pays by card or Apple/Google Pay, and the money lands in your bank account. You'll see the invoice marked Paid automatically — no chasing, no manual ticking off.
HMRC & MTDWill this keep me right with HMRC and Making Tax Digital?
Will this keep me right with HMRC and Making Tax Digital?
That's the whole point. Ovaro keeps a digital record of every sale, expense and mile, sorted into the official HMRC categories. When the quarterly deadline comes, your figures are ready — for both Income Tax (ITSA) and VAT.
ExpensesCan I track my expenses and mileage too?
Can I track my expenses and mileage too?
Yes. Snap a receipt and Ovaro fills in the shop, date and amount for you. The mileage tracker uses GPS while you drive, then turns the trip into a claim at the current HMRC rate (45p / 25p for cars and vans).
SecurityIs my data safe?
Is my data safe?
Your records are stored on encrypted servers in the UK/EU. Only you can see them — not other users, not random staff. You can export everything to CSV any time, or delete your account and take your data with you.
BillingCan I cancel whenever I want?
Can I cancel whenever I want?
Yes — month to month, no contract. Cancel from your settings and you won't be charged again. Your records stay available so you can export them.