HMRC-recognisedMaking Tax Digital ready

Just speak. Ovaro does the paperwork.

Voice-first invoicing, expenses, mileage and Making Tax Digital software — built for UK sole traders and the self-employed.

Example: Invoice John £350 for plumbing work today

Send invoices and get paid instantly

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Works with

HMRCstripeApple PayGoogle PayCompanies House

Pricing

Simple, honest pricing.
Built for the self-employed.

Send your first invoice for free — no card, no catch. Then keep going with one straightforward plan, less than a pint a month.

HMRC & VAT compliant

Premium

Recommended

The complete finance suite for growing trades.

  • Voice to invoice in seconds
  • Upload or scan expenses — auto-categorised to save you time
  • GPS mileage tracking at HMRC rates
  • Stripe payment links & QR codes — get paid as soon as you finish the job
  • All records auto-calculated for Making Tax Digital
  • Know where you stand — estimated tax liability updates instantly
  • Automatic overdue invoice reminders — saves you time and money
Start on Premium

First invoice free · Cancel anytime · No card required

Premium plan

£6.99per month

Full MTD &
tax compliance

Basic

The essentials — for the odd invoice.

  • Voice to invoice in seconds
  • Stripe payment links — get paid as soon as you finish the job
  • Up to 2 invoices, estimates or receipts a month
Start for free

Upgrade to Premium at any time

Basic plan

£3.99per month

Try free —
upgrade anytime

Built to UK standards

HMRC alignedSelf-assessment ready
MTD readyQuarterly summaries
Stripe partnerGet paid in 1 click
VAT included0% · 5% · 20%

FAQ

Honest answers,
not waffle.

Can't see your question? We answer every email — usually within a few hours.

support@ovaro.io

A real person, not a bot.

Getting started

I'm not great with tech or accounting — is Ovaro really built for me?

Yes. Ovaro is written in plain English, with little help tips next to anything that sounds like accountant-speak. You type or say what happened ("invoice Dave £400 for fitting a sink") and we do the formatting, the maths and the VAT. If you can send a text, you can run your books.

Invoicing

How do I send an invoice or a receipt?

Open the app, tap Smart Create and either talk or type. Ovaro builds the invoice for you, you check it, then send it by email or share a link. The customer can pay by card straight from the link.

Payments

How do I get paid?

Every invoice gets a Pay button. Your customer taps it, pays by card or Apple/Google Pay, and the money lands in your bank account. You'll see the invoice marked Paid automatically — no chasing, no manual ticking off.

HMRC & MTD

Will this keep me right with HMRC and Making Tax Digital?

That's the whole point. Ovaro keeps a digital record of every sale, expense and mile, sorted into the official HMRC categories. When the quarterly deadline comes, your figures are ready — for both Income Tax (ITSA) and VAT.

Expenses

Can I track my expenses and mileage too?

Yes. Snap a receipt and Ovaro fills in the shop, date and amount for you. The mileage tracker uses GPS while you drive, then turns the trip into a claim at the current HMRC rate (45p / 25p for cars and vans).

Security

Is my data safe?

Your records are stored on encrypted servers in the UK/EU. Only you can see them — not other users, not random staff. You can export everything to CSV any time, or delete your account and take your data with you.

Billing

Can I cancel whenever I want?

Yes — month to month, no contract. Cancel from your settings and you won't be charged again. Your records stay available so you can export them.

First invoice free

Stop dreading the paperwork.

Speak an invoice, snap a receipt, watch the tax pot fill up. Your first invoice is included before you choose a plan.

First invoice included · Cancel in one tap